Frex, "First, send some angry letters to the reporting agency..." - I think angry letters tend to be less effective. Anger tends to harm the angry person primarily.
Also get annoyed at people who took out ridiculous housing loans while I thought "that's ridiculous, i'll stay a renter" and then want to be bailed out because how could anyone guess that years of talking about a housing bubble would indicate that there was a housing bubble in progress. However, I digress.
Also get annoyed at people not recognizing that much of the outrageous interest deeply in-debt people are likely to pay is going to pay for the losses associated with bankruptcies, where other deeply in-debt people got to escape from the nightmare by shifting it in part to others.
Have vague grandiose visions of replacing for-profit entities of all sorts with for-personal-satisfaction entities (which are much more practical than for-the-good-of-all-humankind entities). There really needs to be a "financially responsible" reporting system that doesn't penalize you for not being in debt or for not knowing that having an unused ancient account is better than not having it.
no subject
Frex, "First, send some angry letters to the reporting agency..." - I think angry letters tend to be less effective. Anger tends to harm the angry person primarily.
Also get annoyed at people who took out ridiculous housing loans while I thought "that's ridiculous, i'll stay a renter" and then want to be bailed out because how could anyone guess that years of talking about a housing bubble would indicate that there was a housing bubble in progress. However, I digress.
Also get annoyed at people not recognizing that much of the outrageous interest deeply in-debt people are likely to pay is going to pay for the losses associated with bankruptcies, where other deeply in-debt people got to escape from the nightmare by shifting it in part to others.
Have vague grandiose visions of replacing for-profit entities of all sorts with for-personal-satisfaction entities (which are much more practical than for-the-good-of-all-humankind entities). There really needs to be a "financially responsible" reporting system that doesn't penalize you for not being in debt or for not knowing that having an unused ancient account is better than not having it.
Plus or minus blah blah.