Receiving financial paperwork and bills online

[firecat]

Do you choose online delivery for bills and financial paperwork?

If so, what arrangements do you have set up for having those bills paid and that paperwork reviewed if you have a long illness and can't do it yourself? Or if you die?

This message brought to you by Wells Fargo, which informed me when I logged on today that it had changed my statement delivery option to "online only." I was able to change it back, but it pissed me off that they did it in an "opt out" manner like that.

I don't LIKE paperwork and would prefer to use online delivery for such things, but even though I would trust my partners to take good care of me if I got sick, that doesn't mean I want to give them full access to my email.

Comments

[magentamn.livejournal.com]

I pay bills online through my credit union, but I set up each bill individually as a one time payment. I still get paper bills for everything I can, so someone else could pay them, if necessary by writing a check. I much prefer this. What I can't understand is that the credit union (Wings) charges a fee if you make *fewer* than 4 payments a month with them.

Could you set up a separate email account for delivery of e-bills and nothing else, then give a few trusted people the account name and password? Or even put the info in an envelope to be opened in case of certain stated emergencies?

And don't put this, or your will, or anything like that in a bank safe deposit box. That will only be opened after your will is processed. (you *do* have a will, don't you?) If you feel you need one, the year's rent will buy a decent fireproof lock box at most office supply stores.

[firecat]

I guess I'll have to set up a separate account for billing, but I really resent it, because that means I have to remember to look at another account.

Good advice about the will and the lock box. I have them but I only set them up earlier this year.

[zeldajean.livejournal.com]

Depending on the separate account you might be able to have it forward all incoming mail to your regular email address. Then you'll get everything in your usual space but have a separate space that your loved ones can access if needed.

[bemused-leftist.livejournal.com]

I'm less worried about fire than burglary. I figure a fireproof lock box would be the first thing a burglar would steal.

Most things, I put originals in the bank, after scanning them and putting multiple copies in multiple places. It's possible to arrange with the bank for one's partner to have access to the box, in various ways.